Ski Chalets, Summer Homes, Cottages, Cabins, Hobby Farms ... We'll provide you with a fast, reliable and competitive quote even if it’s a seasonal property.

Funding is available for your cottage purchase or refinance. We'll consider any proposal for mortgage funding 1st or 2nd mortgage of your recreational property or second home.

First mortgages for second homes such as cottages and chalets are readily available through well known and established channels such as banks, trust companies and credit unions to name but a few. However, each lender may have numerous special conditions you will have to meet which you would not otherwise experience if not for the type of property being financed. Lenders often prefer waterfront cottages and tend to shy away from water access only properties.

Pricing varies depending upon qualification and is subject to meeting specific building guidelines. A Qualified borrower with a property boasting year around access and usability will fare better then a water access only seasonal property. Please contact us to discuss your request and for a quote.